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Eligibility

If you are a NH resident and have been denied health insurance, you may be eligible for NH Health Plan.


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NHHP is ceasing operations as of
June 30, 2014

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Are you eligible for NHHP coverage?

First, you must be a resident of New Hampshire to apply for NHHP coverage, then you may be eligible for coverage if you meet any of the following requirements:

  1. You have applied for individual health insurance and have been declined due to health or medical condition.
  2. You have applied for individual health insurance and been offered coverage similar to that coverage available from NHHP but at a higher premium.
  3. You have a medical condition that is on the list of pre-qualifying conditions (see below)
  4. You are federally eligible and are not eligible for, have not been offered, or have exhausted continuation coverage under COBRA or a similar program.
  5. You are a resident dependent of an individual covered by NHHP (or a resident family member of a child covered by NHHP).
  6. You are certified as eligible for either TAA or PBGC assistance.
  7. You have been offered health insurance with a rider excluding coverage for a specified condition.
You must be a resident of New Hampshire to apply for NHHP coverage.

Pre-Qualifying Conditions? They are:

Chronic Kidney Failure/Dialysis
Cirrhosis
HIV/AIDS
Hemophilia
Hydrocephalus
Hodgkin’s Disease
Juvenile Diabetes
Leukemia
Major Organ transplant
Multiple Sclerosis
Muscular Dystrophy
Myasthenia Gravis
Paraplegia / Quadriplegia
Pernicious anemia
Spina Bifida
Systemic Lupus

Pre-Existing Conditions

During the first nine months NHHP policies will not pay benefits for certain preexisting conditions. Please refer to the preexisting limitation provision of the policy. In determining whether the limitation applies, NHHP will credit the time under prior creditable coverage if that coverage was continuous (with no break over 62 days) to a date not more than 63 days prior to receipt of the application. To get credit toward satisfaction of the preexisting condition period, applicants must submit a certificate or other evidence of prior creditable coverage. No preexisting limitation will apply to individuals certified as eligible for either TAA or PBGC assistance.


Consumer Assistance Program
Assisting NH citizens qualify for financial assistance to help them buy health insurance.

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LIPS (Low Income Premium Subsidy program) provides savings of up to 20%.

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Healthcare Providers
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